Are American Education Services Loans Federal? | Status

No, American Education Services loans aren’t automatically federal; AES services both FFELP federal-backed loans and private loans. If you see “AES” on a bill, you’re dealing with a loan servicer, not a loan type. That small detail causes most of the confusion. AES manages accounts for lenders. Some accounts are older federal-backed FFELP loans. Others

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Are American Education Services Loans Eligible For Forgiveness? | Eligibility Rules

Yes, some American Education Services loans can qualify for forgiveness, but eligibility depends on the loan program: Direct, FFEL, Perkins, or private. AES is a loan servicer. It sends bills, takes payments, and processes paperwork. Still, the servicer name does not decide forgiveness. The loan type and the loan owner do. If you landed here

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