Yes, some deposits can be refunded on Facebook Marketplace when the payment qualifies for Purchase Protection or the seller agrees to send money back. Facebook Marketplace feels casual, yet money moves fast. A small deposit to hold a sofa, phone, or car can turn into a headache once plans change or a seller disappears. Before […]

Yes, jumbo mortgage rates are often slightly higher than comparable conventional loans, though strong borrowers sometimes land nearly identical costs. If you are shopping for a home that needs a large mortgage, you might hear mixed messages about whether jumbo pricing is worse than regular conventional loans. Lenders talk about conforming limits, jumbo tiers, and

Yes, some high-end watches can gain value, but they suit collectors first and should only take a small, speculative slice of your plan. Luxury watch prices, auction headlines, and social media buzz can make a steel sports model look like a lottery ticket. You see charts of Rolex prices, hear stories of flippers doubling their

Many card issuers still promote balance transfer offers, but terms, fees, and approval rules vary a lot between cards and over time. If you carry debt on a card with a steep interest rate, a balance transfer offer can look like a lifeline. Zero percent teaser rates, long promotional periods, and quick online applications all

No, loans written solely for business use normally sit outside Military Lending Act rules, unless the money mainly goes toward personal expenses. If you run a business and also wear a uniform, it can be hard to tell where the Military Lending Act starts and where it stops. Lenders advertise “commercial loans,” “business lines,” and

Yes, most regular employee health insurance premiums can be excluded from FICA tax when the plan and payroll setup meet IRS rules. Payroll taxes touch every paycheck, and health insurance premiums often sit right beside them on a pay stub. The central question is whether those premiums count as wages. When a premium is treated

Yes, most UK investment bonds sit inside your estate, so their value can push the estate over the inheritance tax thresholds. If you hold investment bonds as part of your savings, the question of inheritance tax can feel heavy. You want to know whether these bonds face the same tax treatment as other assets when

No, FFELP loan payments are not broadly suspended now, except for narrow programs like some joint consolidation loans or approved pauses. FFELP loans confuse a lot of borrowers, especially after years of changing relief programs and headlines about payment pauses. If your statements just restarted or your servicer keeps sending mixed messages, it can be

No, most personal investment management costs no longer reduce U.S. federal income tax, with only narrow exceptions for specific investors. One glance at a brokerage statement can show a long list of advisory fees, fund expenses, and trading charges. Many investors wonder if those costs can still soften the tax bill. The answer now depends

No, most death benefit payouts avoid federal income tax, but interest, special transfers, and estate or state rules can still create tax bills. Life insurance is meant to give loved ones money at a hard moment, not hand them a surprise bill from the tax authorities. Yet the word “tax” shows up quickly once a