No, truly debt-free countries are rare; most governments issue debt, while a few keep public debt near zero by choice and design. If you’ve ever searched are any countries debt free?, you’re not alone. The phrase sounds simple, yet it hides a lot of moving parts: what counts as “debt,” which part of government you’re […]

Yes, anxiety meds are often covered by insurance, but your plan’s formulary, tier, and approval rules set the price. You can have a prescription and still get stuck at checkout. One plan treats the drug as a low copay. Another asks you to pay full price until you hit a deductible. A third blocks the

In the U.S., federal funds generally can’t pay for abortion care, with narrow exceptions that vary by program and funding stream. People ask this question for a practical reason: if you typed “are any abortions federally funded?” you want a clean answer you can act on. You’ll hear claims on both sides. The reality is

Antique cars can cost less to insure when they’re driven sparingly, stored securely, and insured on a limited-use classic policy with a clear value. People ask are antique cars cheaper to insure? because they’ve heard about “classic” rates that look low next to a modern daily driver. That can happen, yet price depends on use,

No, credit unions aren’t FDIC insured; federally insured credit unions carry NCUA share insurance, usually up to $250,000 per owner, per category. If you’re scanning a website footer or a lobby sign and you spot “FDIC,” it’s easy to wonder if a credit union can be covered by the same program as a bank. The

Yes, some conventional loans can be assumable, but many include a due-on-sale clause, so assumption usually needs servicer approval and buyer qualification. When rates climb, an assumable mortgage feels like a shortcut: keep the seller’s rate, skip the rate shock. That’s common talk with FHA and VA loans. With conventional financing, it’s different. Many conventional

Yes, some ATMs can be free for Cash App when your account qualifies for fee reimbursements, making eligible withdrawals cost $0. Cash App’s card works at many ATMs, yet “free” depends on two fees: Cash App’s withdrawal fee and the ATM owner’s surcharge. If you meet Cash App’s eligibility rules, the app can reimburse fees,

Brokerage accounts aren’t FDIC insured by default; only swept bank deposits can qualify for FDIC insurance. When you hold money at a brokerage, you’re often using two systems at once: securities custody for investments and bank deposits for idle cash. The screen can blur that line. This article shows where FDIC insurance can show up,

Yes, some banks and many bank-like accounts are not FDIC insured, so verify the charter and the insurance on the exact account you’re opening. If your goal is simple—keep cash safe and available—FDIC insurance is one of the first checks to run. The snag is that “banking” labels show up on apps, brokerages, and payment

No, annuities aren’t FDIC insured; FDIC coverage applies to bank deposits, not insurance contracts that pay you later. People ask this right after buying an annuity, right before rolling over a 401(k), or right after seeing a bank’s logo on paperwork. The words “insured” and “guaranteed” get tossed around, and it’s easy to mix them