No, crypto exchanges aren’t FDIC insured; FDIC protects cash deposits held at partner banks, not your crypto or the exchange. “FDIC insured” shows up in crypto ads, so it’s easy to assume it protects your whole balance. It doesn’t. FDIC insurance is a U.S. bank deposit program. A crypto exchange isn’t a bank, and Bitcoin […]

FDIC insurance insures bank deposits, not stocks or funds; a deposit at an FDIC-insured bank can be protected up to limits. “Money market.” “Cash management.” “Sweep.” These labels can make it hard to tell what kind of account you’re holding. This page clears up one thing: what the FDIC does protect, what it doesn’t, and

Yes, many insurance companies are publicly traded, and you can confirm any insurer’s status by checking its stock listing and SEC filings. People ask, are any insurance companies publicly traded?, when they want transparency. People ask this question for a simple reason: they want to know whether an insurer has shares you can buy, and

Some mortgages are assumable—most often FHA, VA, and USDA loans—when the buyer qualifies and the servicer approves the transfer. If you’re staring at today’s rates and wondering whether you can take over someone else’s lower rate, an assumption can be the answer. It lets a buyer step into the seller’s existing loan terms instead of

No, money market funds aren’t FDIC insured; FDIC cover applies to bank deposit accounts that may be labeled “money market,” not mutual funds. Money market names get messy fast. A “money market fund” is an investment. A “money market deposit account” is a bank account. This piece separates the labels from the legal cover, so

Yes, a small number of governments carry little to no public debt, yet most keep some debt as a normal budget tool. If you searched “are any governments not in debt?”, you want a straight answer and a list you can trust. The snag is that “debt” isn’t one number. It can mean central government

Yes, some GLP-1 drugs are covered by insurance, but approval depends on your diagnosis, your plan’s formulary, and prior authorization. GLP-1 medications can feel life-changing, then frustrating at the pharmacy counter. One plan covers a drug with a fair copay. Another blocks it behind paperwork, step rules, or an exclusion. This article shows how coverage

Some insurance plans cover ED drugs, often with limits, prior approval, or only certain generics on the formulary. If you’re trying to fill an ED prescription and the pharmacy says “not covered,” it doesn’t always mean you’re stuck. Coverage for erectile dysfunction meds depends on your plan type, the exact drug and dose, and plan

Yes, some debt relief programs are legit when they’re transparent, legal, and priced for results you can verify in writing. Debt ads are loud. Real relief is quieter. If you’re asking, are any debt relief programs legit? you’re trying to avoid paying fees for promises that never land. There are real paths that lower rates,

Yes, some countries owe the U.S. via direct loans, and many hold U.S. Treasury debt; what counts depends on the debt type. People use “debt to the U.S.” in two ways. One meaning is simple: a foreign government borrowed from a U.S. agency and still has a balance due. The other meaning flips the direction: