Insurance may pay for clinician-led weight loss care, nutrition visits, or surgery when your plan’s rules and medical need line up. “Program” is a slippery word. One company means weekly doctor visits. Another means an app, meal kits, and a monthly fee. Insurance payment usually follows medical billing rules, not marketing labels. Here’s what insurers […]

Yes, some weight loss drugs are covered by insurance, but coverage depends on your plan, diagnosis, and prior authorization. Getting a straight answer on weight loss medication coverage can feel like pulling teeth. One plan pays, the next one refuses, and the pharmacy counter won’t tell you why. The good news is that most denials

No, Vanguard mutual funds and ETFs aren’t FDIC insured; only bank deposits at FDIC-insured banks can carry that protection. If you’re asking this right after moving money to Vanguard, you’re in the right place. “FDIC insured” is a bank phrase. Vanguard mostly sells securities, not bank deposits. Below you’ll see where FDIC can still show

Yes, a few U.S. states report no tax-backed bond debt in some years, but other long-term obligations can still exist. People ask “are any states not in debt?” because “state debt” gets used for different things. One writer means bonds. Another means pension promises. Another means every bill due at year end. If you don’t

Some reverse mortgage costs can reduce tax, but most only count when you pay them, and many fees never qualify as a deduction. A reverse mortgage lets you draw cash from home equity while you keep living in the home. The balance often grows because interest and many charges get added to the loan. That

Yes, some debt relief companies are legit, but you must verify licensing, fees, and complaints before sharing money or data. When bills stack up, it’s normal to ask: are any debt relief companies legit? Some are. Others make money from confusion, rushed signatures, and fees that show up before real results. This article gives you

Yes, most insurance covers prescription antibiotics, yet your drug tier, deductible, and pharmacy network decide what you pay. An antibiotic prescription can feel simple until you see the price. One person pays a small copay. Someone else pays the cash rate. It’s usually the plan’s drug list, its tiers, and the pharmacy you used. This

Yes, antigen tests may be paid for by insurance, yet the amount depends on your plan, where you get the test, and whether it’s at-home or clinic-run. At the pharmacy counter, it’s a simple question with a messy answer: will your plan pick up the tab, or are you eating the full price? Rules shifted

Some probiotics can be covered by insurance when they’re billed like a drug or listed as an approved OTC item, but most supplement probiotics aren’t. Probiotics sit in a weird spot. They’re sold beside vitamins, yet people use them for real medical reasons. Insurance plans usually pay for drugs and medical supplies, not broad supplement

Some platforms offer pass-through deposit insurance on cash held at partner banks, while crypto assets themselves typically aren’t insured. “Insured” sounds like a yes-or-no thing. In crypto, it depends on the bucket: cash, stablecoins, coins, and any yield program you join. One label rarely fits them all. This guide shows what insurance can exist on